“Scareware” scam

Beware of scareware that tries to convince you to click on their link. Here is some information to consider.


The following excerpt from http://netsecurity.about.com/od/antivirusandmalware/a/Scareware.htm helps you understand what it is and what it can do/

Should you be Afraid of Scareware? Continue reading “Scareware” scam

Phishing Email Experian

This is an example of a phishing email.  It came with an attached ZIP file which as you see below  claims to contain a key change to your credit report, but will no doubt contain malicious code. The usual purpose of this a phishing email is to either get your personal information or install a rogue program on your computer.

A warning from Experian is here. Also note that the attachment may not be picked up by malware or anti-virus scanners, but that doesn’t mean it is safe,SO DON’T OPEN IT!

A phishing email can be very well disguised. The corporate logos can be found and copied and email links can appear to be from the company, but lead to the phishing site.

Always be cautious and realize that legitimate companies will not ask for personal information, nor will they supply a link in an email, but rather ask you to log into their site directly from your browser and check your account.

If you receive an unexpected email with an attachment be very suspicious.


Text from Phishing email shown below.

This email was sent because it contains important information about your account. Please note that if you have previously unsubscribed from Experian.com, you will no longer receive newsletters or special offers. However, you will continue to receive email notifications regarding your account. To ensure that you’ll receive emails from us, please add support@exprpt.com to your address book.
Membership ID #780313491
A Key Change Has Been Posted to One of Your Credit Reports
A key change has been posted to one of your three national Credit Reports. Each day we monitor your Experian®, Equifax and TransUnion Credit Reports for key changes that may help you detect potential credit fraud or identity theft. Even if you know what caused your Report to change, you don’t know how it will affect your credit, so we urge you to do the following:
View detailed report by opening the attachment. Phishing
You will be prompted to open (view) the file or save (download) it to your computer.
For best results, save the file first, then open it in a Web browser.
Contact our Customer Care Center with any additional questions.
Note: The attached file contains personal data.
Your Experian.com membership gives you the confidence you need to look after your credit. We encourage you to log-in regularly to take full advantage of the benefits your membership has to offer, such as unlimited access to your Credit Report and Score Tracker. Notifications like this are an important part of your membership, and in helping you stay on top of your credit.
*If it has been less than thirty days since you joined Experian.com, your monthly credit statement includes your information for the period of time you have been enrolled.



Social Networking Safety

Social Networking Computer Key Showing Online CommunitySocial Networking is a right of passage for many. It is part of everyday life. But there are concerns and cautions that should be part of your social networking activity. Read the March Ouch! newsletter to find out how to stay safe.

If there is a choice, use HTTPS. Many sites like google and Facebook either use it by default or give you the choice. To learn why that’s important, read about HTTP vs. HTTPS here.

Social Networking Settings

Facebook has a number of settings that govern what will be seen by others and what is private.

On the privacy tab, you can change who can see your “stuff”, like your posts. They can be public, Friends,  only Me, Close Friends, Family or a custom setting.

You can change the settings on the older posts as well.Social networking_shocked-screaming-young-woman_sizeXS

You can also choose who can see your email address or phone number, to contact you. You can choose Friends, Friends of friends, or everyone.

You can also choose whether search engines can link to your timeline.

The same is true with other social networking. You need to consider carefully what you put on the site, and who you allow to see it.

And remember, a secret may only be a secret until you tell ONE person, then you may lose control over who else gets to know. So be careful what you post. The whole world might be looking.

Similar setting choices are available on Twitter, Linkedin, Pinterest, MySpace, Google Plus+, deviantART and many other sites.

Be sure you know how to protect your privacy  and have fun with your Social Networking.